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lot of organizations make this request annually, and this is a good
Although it is typically higher maintenance for both development and human resources, it gives you the opportunity to increase the ask on an annual basis. The downside of an annual ask as opposed to a multi-year pledge is that donors may find it easier to decline to renew.
On the other hand, the idea behind payroll deduction is convenience and the concept of continuous giving. It can therefore be advantageous to accept multi-year pledges also, although you probably don't want to do more than a few years, again to give the opportunity to increase the amount of the ask.
EFT pledges normally continue until requested to be stopped, but similarly to longer term pledges, you need a strategy to increase the amount. Probably a letter on some periodic basis.